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$8,500
$0k
$100k
Total across all cards
22%
10%
30%
Average interest rate
$18,000
$0k
$200k
Auto, student, personal loans
$8,500
$2k
$50k
Gross monthly income
Total Non-Mortgage Debt
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Annual Interest Paid
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Interest "Tax" on Income
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Monthly Interest Cost
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Understand exactly how debt affects your financial flexibility
Data Source: Calculations use industry-standard formulas and national averages. Your actual situation may vary.
Estimates Only: All figures are estimates for educational purposes. Consult professionals for decisions.
Disclaimer: This is an educational tool, not financial advice. Results are approximations only.